72:00 - Bath 14 is put on the ground by Freeman. Pollock is right there, on his feet over the ball. Bath 22 dives in, sealing off. Referee calls hands out, Pollock immediately takes his hands out. Referee proceeds AFTER Pollock has disengaged with "advantage, ruck formed". Penalty and yellow against Pollock.
Only problem - there was no ruck. A ruck is formed by a player from each side joining the breakdown on their feet. Bath 22 went straight off his feet and was the only player joining the breakdown. The first Bath player on his feet is #23 who enters from the side to attempt a cleanout on Pollock - the "hands out" call came before this player made contact with Pollock, hence in the referee's mind the ruck must already have been formed by then. If the ruck had been formed, #23 had to join from the hindmost feet, not from the side. Thus two penalty offences by Bath, yet Pollock gets the yellow.
This should not even have been a tough call for the ref to make. Am I wrong in any of this assessment? Minute 8:39 in the video.